Utkarsh Small Finance Bank Recruitment 2024 | Experienced | Relationship Officer | Graduate | December 2024 |
Company’s Name :- Utkarsh Small Finance Bank Limited (USFBL)
Utkarsh Small Finance Bank Limited (USFBL),(NSE/BSE UTKARSHBNK) incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on providing microfinance to the underserved and unserved sections of the country. The Bank’s lending activities are primarily focused in rural and semi-urban locations of the country while its other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016.The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, and an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others.
Name of Post :- Relationship Officer
Stipend :- ₹ 1-4 Lacs P.A
Eligibility :- Graduate
Experience :- 1 – 6 Years
Job Location :- Ludhiana, Mohali, Karnal
No. Of Posts :- 23 Vacancies
Job description :-
- To source loan clients in line with the business plan and target.
- Creating and maintaining strict credit discipline and ensuring zero default in recovery.
- Monitor the loan portfolio conduct loan utilization checks and regular monitoring visits.
- Ensure compliance with policies, procedures & practices and continuously contribute to their improvement.
- Accurate and timely record keeping and reporting.
- Understanding customer needs and responding to customer queries & issues to ensure customer satisfaction.
- Completion of loan contracts by explaining provisions to applicant; obtaining signature and notarization; collecting fees.
- Any other work assigned to you from time to time.
Walk in Interview Details :-
- Date – 03rd Dec – 04th Dec
- Time – 9.30 AM – 5.30 PM
- Venue – Karnal, Ludhiana and Mohali
More Details :- Click here